Ownership options

We understand that buying a home is one of the biggest financial decisions of your life. Therefore, it’s important to know what all the options are.

Shared ownership

If you can’t quite afford to buy a home outright, shared ownership is a great way to get on the property ladder. It takes away the pressure of saving a large deposit or making mortgage repayments. It means you buy a share of your home from us and pay a percentage of the rent, and we'll help out with the rest. Don’t worry though, this doesn't mean you'll have to share your home with anybody you don’t want to. 

Read our Guide to shared ownership for more information.

Help to buy

Through Help to Buy you can pay a lower deposit, as little as five per cent, and still purchase the high-quality home that you’re looking for. Thanks to a loan from the Government, you can pay less up front and a lower percentage of the mortgage.

Shared ownership for people over 55

If you’re aged 55 and over, this form of shared ownership can help you buy a property that will make your retirement as easy and relaxing as possible. Whether you’re looking for more space or to downsize, you can move into your perfect home at a more affordable price.

Luxury retirement living

If you are looking for flexibility and don’t want to worry about paying rent or a mortgage, then moving into one of our luxury retirement properties for the over 55s could be perfect. By agreeing a fixed-term contract to suit your needs, you can avoid the stress of planning your retirement and enjoy a more comfortable lifestyle in a luxurious setting.

To find out more about these options please email SalesEnquiries@longhurst-group.org.uk.

 

Further reading

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